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When obtaining insurance, it's important to remember to insure the things in your life that you use for recreation and enjoyment. If you own a recreational vehicle, such as a boat, RV, motorcycle, you need a separate policy to properly protect your lifestyle and investment.
In addition, many recreational vehicle owners often assume that their homeowner's policy will automatically cover their cycles, boats or ATV being stored at their home for the winter or while not being used. This is typically not the case.
In order to adequately cover your Recreational Vehicle year round for both liability as well as physical damage, it needs to be properly insured on its own policy.
For more information, contact our office and speak to one of our experienced personal lines agents.